Life Insurance pays out a lump sum of money if you pass away or if you’re diagnosed with a Terminal Illness during the term period.
Min. £1,000. Please type multiples of 1,000
The policy term is how long you want the policy to run for. Most people align the term with their financial responsibilites such as a mortgage.
Min. 5 years. Max up to 40 years (max policy age is 65).
If you’re not sure what cover type you require, please read this: Insurance Cover Types
Are you looking at covering yourself or would you like to cover both yourself and someone else, such as a partner? READ MORE
During the last 12 months, have you smoked any cigarettes, cigars, pipes, e-cigarettes or used any nicotine replacements. READ MORE
In providing your details, you consent to The Online Mortgage Guru contacting you regarding the application.
Please read and agree to the legal requirements below, in order for The Online Mortgage Guru to complete your application.
In the following questions I will be asked sensitive health information that The Online Mortgage Guru will use to check I am eligible for a Term Life Plan. I understand and agree that I will answer these questions truthfully and to the best of my knowledge.
Please ensure that the following questions are answered by the applicant.
Do you have (or have you ever had) any form of cancer, heart disease or disorder (including angina and heart attack), diabetes, stroke, HIV, hepatitis B or hepatitis C?
Are you currently visiting any doctor other than your own GP, on an ongoing basis for any medical condition (you can ignore blood pressure, cholesterol, physiotherapy, osteopathy, podiatry, infertility or glaucoma)?
In the last 2 years have you had any abnormal test result which required more than one follow up visit with a doctor, consultant or other health professional?
In the last 12 months have you had any unexplained symptoms for which you are still under investigation or have not yet sought medical advice for? This includes unexplained bleeding, weight loss or a lump or growth, numbness or tingling
Are you currently awaiting results of any tests or investigations?
Would you like to add critical illness cover to the policy?
State benefits might not be enough to replace your income if something goes wrong. Critical illness protection provides peace of mind providing cover for a range of serious illnesses. You should consider getting critical illness cover if:
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As our financial responsibilities grow the need for protection when disaster strikes grows too.
At the Online Mortgage Guru, we understand the need for protection and protection that doesn’t cost the earth.
As with our mortgage information, our aim is to provide you with up-to-date and comprehensive guidance on protection. We’re also able to put you in touch with brokers who know the market and can advise on the right protection to suit you.
It’s important to understand your individual circumstances when working out whether you need protection and what type of protection you need. It also depends on what stage of life you’re at. Elements to consider will be:
Choosing the wrong product could have a detrimental impact on your life and finances.
Our experts can help with:
The Online Mortgage Guru work with vetted independent expert advisors who are regulated by the FCA and work based on circumstances unique to you.
Contact us on 0345 3669799 or email us via firstname.lastname@example.org and we’ll put you in touch with a suitable specialist to handle your enquiry with no obligation.